{"id":565,"date":"2026-05-02T08:50:32","date_gmt":"2026-05-02T08:50:32","guid":{"rendered":"https:\/\/jmomentumconsulting.com\/?page_id=565"},"modified":"2026-05-02T10:06:43","modified_gmt":"2026-05-02T10:06:43","slug":"elementor-page-565","status":"publish","type":"page","link":"https:\/\/jmomentumconsulting.com\/?page_id=565","title":{"rendered":"What Is Medicare?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"565\" class=\"elementor elementor-565\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29941ed2 e-flex e-con-boxed e-con e-parent\" data-id=\"29941ed2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4581410e e-con-full e-flex e-con e-child\" data-id=\"4581410e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b344331 elementor-widget elementor-widget-heading\" data-id=\"3b344331\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Is Medicare?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4db27467 elementor-widget elementor-widget-text-editor\" data-id=\"4db27467\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Understanding the Foundation of Your Health Care in Retirement<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15d580f6 elementor-widget elementor-widget-image\" data-id=\"15d580f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"768\" height=\"432\" src=\"https:\/\/jmomentumconsulting.com\/wp-content\/uploads\/2026\/05\/2-768x432.png\" class=\"attachment-medium_large size-medium_large wp-image-600\" alt=\"\" srcset=\"https:\/\/jmomentumconsulting.com\/wp-content\/uploads\/2026\/05\/2-768x432.png 768w, https:\/\/jmomentumconsulting.com\/wp-content\/uploads\/2026\/05\/2-300x169.png 300w, https:\/\/jmomentumconsulting.com\/wp-content\/uploads\/2026\/05\/2-1024x576.png 1024w, https:\/\/jmomentumconsulting.com\/wp-content\/uploads\/2026\/05\/2-1536x864.png 1536w, https:\/\/jmomentumconsulting.com\/wp-content\/uploads\/2026\/05\/2-18x10.png 18w, https:\/\/jmomentumconsulting.com\/wp-content\/uploads\/2026\/05\/2-600x338.png 600w, https:\/\/jmomentumconsulting.com\/wp-content\/uploads\/2026\/05\/2.png 1920w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1156df95 elementor-widget elementor-widget-text-editor\" data-id=\"1156df95\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Medicare is the federal health insurance program of the United States government, established in 1965 under President Lyndon B. Johnson. It was created to ensure that older Americans and individuals with qualifying conditions have access to affordable, quality health care \u2014 regardless of their income or employment status.<\/p><p>Today Medicare serves more than\u00a0<strong>65 million Americans<\/strong>\u00a0and remains one of the most significant and far-reaching health care programs in the nation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3d29a953 e-flex e-con-boxed e-con e-parent\" data-id=\"3d29a953\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10f3d491 elementor-widget elementor-widget-heading\" data-id=\"10f3d491\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Who Is Eligible for Medicare?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3beebfd6 elementor-widget elementor-widget-text-editor\" data-id=\"3beebfd6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Medicare is available to the following individuals:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61f53c73 elementor-widget elementor-widget-text-editor\" data-id=\"61f53c73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>Adults aged 65 and older<\/strong>\u00a0who are United States citizens or permanent legal residents who have lived in the country for at least five consecutive years<\/p><p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>Individuals under 65<\/strong>\u00a0who have received Social Security Disability Insurance \u2014 known as SSDI \u2014 for 24 months or longer<\/p><p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>Individuals of any age<\/strong>\u00a0diagnosed with\u00a0<strong>End Stage Renal Disease<\/strong>\u00a0\u2014 permanent kidney failure requiring dialysis or a transplant<\/p><p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>Individuals of any age<\/strong>\u00a0diagnosed with\u00a0<strong>Amyotrophic Lateral Sclerosis<\/strong>\u00a0\u2014 also known as ALS or Lou Gehrig&#8217;s Disease<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7697f701 elementor-widget elementor-widget-text-editor\" data-id=\"7697f701\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Think of it this way \u2014 purchasing whole life insurance is similar to buying a home rather than renting one. Your monthly cost may be higher than a term policy, but with every payment you make, you are building equity in your policy through growing cash value.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a72a3b9 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1a72a3b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-639f3f1f e-flex e-con-boxed e-con e-parent\" data-id=\"639f3f1f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79567e67 elementor-widget elementor-widget-heading\" data-id=\"79567e67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How Is Medicare Funded?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4fbace6e elementor-widget elementor-widget-text-editor\" data-id=\"4fbace6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Medicare is funded through several sources:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-668c8568 elementor-widget elementor-widget-text-editor\" data-id=\"668c8568\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>Payroll taxes<\/strong>\u00a0\u2014 Workers and employers each contribute 1.45% of earnings toward Medicare through the Federal Insurance Contributions Act \u2014 known as FICA. Self-employed individuals pay the full 2.9%.<\/p><p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>Monthly premiums<\/strong>\u00a0\u2014 Beneficiaries pay monthly premiums for certain parts of Medicare, particularly Part B and Part D<\/p><p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>General federal revenue<\/strong>\u00a0\u2014 A portion of Medicare funding comes directly from the federal government<\/p><p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>Cost sharing<\/strong>\u00a0\u2014 Deductibles, copayments, and coinsurance paid by beneficiaries also contribute to program funding<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39e18179 elementor-widget elementor-widget-text-editor\" data-id=\"39e18179\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>It is important to note that any outstanding loan balance not repaid will be deducted from the death benefit paid to your beneficiaries. Loans also accrue interest, so it is wise to manage borrowing carefully.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b8237c1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2b8237c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-62c5d481 e-flex e-con-boxed e-con e-parent\" data-id=\"62c5d481\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ac63660 elementor-widget elementor-widget-heading\" data-id=\"1ac63660\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Does Medicare Cover?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e9eff0 elementor-widget elementor-widget-text-editor\" data-id=\"3e9eff0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Medicare provides coverage across four distinct areas \u2014 known as the four parts of Medicare:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4f4383ac e-flex e-con-boxed e-con e-parent\" data-id=\"4f4383ac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23335fc5 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"23335fc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Medicare Part<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e77cd54 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"7e77cd54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Coverage Area<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-207f4d84 e-flex e-con-boxed e-con e-parent\" data-id=\"207f4d84\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e824af3 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"5e824af3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Part A<\/p><p>Part B<\/p><p>Part C<\/p><p>Part D<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27fbb852 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"27fbb852\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Hospital and inpatient care<\/p><p>Doctor visits and outpatient services<\/p><p><span style=\"font-style: inherit; font-weight: inherit;\">Medicare Advantage &#8211; bundled private plans\u00a0<\/span><\/p><p><span style=\"font-style: inherit; font-weight: inherit;\">Prescription drug coverage<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7c71daa4 e-flex e-con-boxed e-con e-parent\" data-id=\"7c71daa4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d64e6c elementor-widget elementor-widget-text-editor\" data-id=\"5d64e6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Each part addresses a different aspect of your health care needs, and together they form a comprehensive framework of coverage for eligible individuals.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38395aab elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"38395aab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34c3e87d elementor-widget elementor-widget-heading\" data-id=\"34c3e87d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Medicare Does Not Cover<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42014cb9 elementor-widget elementor-widget-text-editor\" data-id=\"42014cb9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>It is equally important to understand what original Medicare \u2014 Parts A and B \u2014 does not cover. Common exclusions include:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d01f72 elementor-widget elementor-widget-text-editor\" data-id=\"8d01f72\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>Long term care<\/strong>\u00a0\u2014 Extended nursing home or custodial care<\/p><p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>Dental care<\/strong>\u00a0\u2014 Routine dental exams, cleanings, and procedures<\/p><p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>Vision care<\/strong>\u00a0\u2014 Routine eye exams and eyeglasses<\/p><p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>Hearing aids<\/strong>\u00a0\u2014 Hearing devices and related fittings<\/p><p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>Cosmetic procedures<\/strong>\u00a0\u2014 Elective or aesthetic treatments<\/p><p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>Acupuncture<\/strong>\u00a0\u2014 With limited exceptions<\/p><p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>Most care received outside the United States<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d885ee8 elementor-widget elementor-widget-text-editor\" data-id=\"d885ee8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Many of these gaps can be addressed through\u00a0<strong>Medicare Advantage plans<\/strong>\u00a0or\u00a0<strong>Medicare Supplement Insurance<\/strong> also known as Medigap which we will cover in detail in the pages that follow.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5aa16e45 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5aa16e45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-74e0015d e-flex e-con-boxed e-con e-parent\" data-id=\"74e0015d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e447076 elementor-widget elementor-widget-heading\" data-id=\"1e447076\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Original Medicare vs. Medicare Advantage<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-199f844d elementor-widget elementor-widget-text-editor\" data-id=\"199f844d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>When you become eligible for Medicare, you will have a fundamental choice to make about how you receive your coverage:<\/p><p><strong>Original Medicare<\/strong>\u00a0\u2014 Parts A and B administered directly by the federal government, with the option to add a standalone Part D drug plan and a Medigap supplement policy.<\/p><p><strong>Medicare Advantage<\/strong>\u00a0\u2014 Part C plans offered by private insurance companies approved by Medicare, which bundle Parts A, B, and usually D into a single comprehensive plan \u2014 often with additional benefits such as dental, vision, and hearing coverage.<\/p><p>We will explore both options in detail throughout this section to help you determine which approach best fits your needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6848af4f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6848af4f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5ddb1dc3 e-flex e-con-boxed e-con e-parent\" data-id=\"5ddb1dc3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e3a2890 elementor-widget elementor-widget-heading\" data-id=\"1e3a2890\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Key Medicare Terms to Know<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36e6da1 elementor-widget elementor-widget-text-editor\" data-id=\"36e6da1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Before exploring each part of Medicare in detail, it is helpful to familiarize yourself with a few essential terms:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-28c76e54 elementor-widget elementor-widget-text-editor\" data-id=\"28c76e54\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>Premium<\/strong>\u00a0\u2014 The monthly amount you pay for your Medicare coverage<\/p><p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>Deductible<\/strong>\u00a0\u2014 The amount you pay out of pocket before your coverage begins<\/p><p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>Copayment<\/strong>\u00a0\u2014 A fixed dollar amount you pay for a specific service<\/p><p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>Coinsurance<\/strong> \u2014 A percentage of the cost you pay after meeting your deductible\u00a0<\/p><p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>Formulary<\/strong>\u00a0\u2014 The list of prescription drugs covered by a Part D plan<\/p><p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>Network<\/strong>\u00a0\u2014 The group of doctors, hospitals, and providers that accept your plan<\/p><p><span style=\"color: #ff6600;\">\u25cf <\/span><strong>Enrollment Period<\/strong>\u00a0\u2014 The specific window of time during which you can sign up for Medicare<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bbaff05 e-flex e-con-boxed e-con e-parent\" data-id=\"bbaff05\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a897c8 elementor-widget elementor-widget-heading\" data-id=\"6a897c8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ready to Take the Next Step?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c977ed2 elementor-widget elementor-widget-text-editor\" data-id=\"1c977ed2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Understanding Medicare starts with having the right information \u2014 and the right advisor by your side. At\u00a0<strong>JMomentum Consulting<\/strong>, we are committed to helping you understand every aspect of Medicare so you can make informed, confident decisions about your health care coverage.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1688b474 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1688b474\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/tidycal.com\/julieonwonga\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Schedule your free consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>What Is Medicare? Understanding the Foundation of Your Health Care in Retirement Medicare is the federal health insurance program of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-565","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What Is Medicare? - JMomentum Consulting<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/jmomentumconsulting.com\/?page_id=565\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Is Medicare? - JMomentum Consulting\" \/>\n<meta property=\"og:description\" content=\"What Is Medicare? 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