Helping Educators, Families & Small Business Owners Build Financial Confidence and Long-Term Protection
Licensed Financial Professional & Pension Planning Strategist helping clients protect income, prepare for retirement, build wealth, and create financial security through personalized education and planning. We’ve got you covered.
“My goal is to ensure families are not financially devastated by unexpected life events and to help them build healthier financial futures with confidence and dignity.”
Explore Our Comprehensive Insurance Solutions
From protecting your loved ones to planning for the unexpected, JMomentum has you covered.
Retirement & Pension Planning
- Pension reviews
- Retirement readiness
- Supplemental retirement strategies
- 403(b)/457 education
Life Insurance & Protection
- Term life insurance
- Cash value life insurance
- Mortgage protection
- Final expense planning
- Income protection
Financial Education
- Insurance 101 workshops
- Financial literacy sessions
- School staff presentations
- Small business financial education
Estate & Legacy Planning
- Beneficiary reviews
- Basic will education
- Legacy conversations
- Family protection strategies
Small Business Solutions
- Employee benefits education
- Business protection planning
- Key person protection
- Retirement options for business owners
About Me
Julie Onwonga
Licensed Financial Professional Pension Planning Strategist · Your Money Doctor
My journey as both an educator and a financial professional has shaped a unique philosophy: health and wealth are deeply interconnected. Just as proper nutrition and healthy habits impact physical well-being, sound financial habits and education impact emotional peace, family stability, and long-term security.
Through more than two decades in education, I witnessed firsthand how many hardworking educators and families lacked access to clear financial education and retirement planning guidance. Like many educators, I experienced being sold financial products without fully understanding how they worked or how they aligned with my long-term goals.
That experience became the foundation of my mission.
Today, through JMomentum Consulting, I am committed to helping educators, families, and small business owners make informed financial decisions with clarity and confidence. My approach focuses on education first — ensuring clients understand their options, their benefits, and how to build strategies that support both present needs and future goals.
I believe financial literacy should empower people, not overwhelm them.
Get a copy of Your Complete Estate Planning Checklist
Welcome to our Client Data Collection Form for Estate Planning! Estate planning is the process of arranging for the management and transfer of your assets in the event of incapacity or death, ensuring your wishes are honored and your loved ones are protected.
