Protect What You've Built. Protect Who You Love.
Estate planning isn’t just for the wealthy — it’s for anyone who doesn’t want to leave their family guessing. As a licensed financial professional and “The Money Doctor,” I help women, educators, families, and small business owners across the DMV put a real plan in place — before life makes the decision for them.
If Something Happened to You Tomorrow, Would Your Family Know What to Do?
Most people put off estate planning because it feels overwhelming, expensive, or “something for later.” But without a plan:
You’ve worked too hard to leave this to chance.
● Your family could face months of probate court just to access your accounts
● The wrong person could end up with medical or financial decision-making power
● Assets you meant for your kids could go to an ex-spouse, a creditor, or the state
● Your loved ones are left making painful decisions with no guidance from you
A Plan That Actually Reflects Your Life
With 21+ years in education and a career built on making complex financial topics simple, I help you put the pieces in place — without the legal jargon or the runaround.
What We Cover:
● Wills & Beneficiary Designations — Make sure your assets go exactly where you want them to
● Trusts — Avoid probate and keep your family’s business private
● Power of Attorney — Choose who speaks for you financially if you can’t
● Healthcare Directives — Make your medical wishes clear, in writing, ahead of time
● Digital Assets — Don’t let passwords and accounts disappear with you
● Legacy & Retirement Alignment — Make sure your estate plan works with your retirement, pension, and protection planning — not against it
Built for Real Life, Not Just the Ultra-Wealthy
Who This Is For
● Women 35–55 building wealth and want to protect it
● Educators and public servants with pensions and benefits that need coordinating
● Families who want to avoid leaving a mess behind
● Small business owners who need a succession and protection plan, not just a will
Meet Julie - "The Money Doctor"
I spent over two decades in education before becoming a licensed financial professional. That background means I know how to break down confusing topics into plans you actually understand — no scare tactics, no jargon, just clear next steps.
Through JMomentum Consulting, I work with women, families, educators, and small business owners across the DMV to build financial strategies that hold up — for retirement, for protection, and for what happens after you’re gone.
Start Where You Are
Step 1 — Free Download Grab the Estate Planning Checklist and see exactly what you still need to put in place. → Download the Checklist
Step 2 — The Money Doctor Diagnostic A private 1:1 session where we look at your retirement, protection, and legacy gaps — together — and build your next steps. → [Book Your Diagnostic]
FAQ
Do I need a lot of money to need an estate plan?
No. If you have a bank account, a home, kids, or opinions about your medical care, you need a plan.
Is this the same as just writing a will?
A will is one piece. A full estate plan also covers who makes decisions if you can’t, how your assets are protected, and how to avoid probate — a will alone doesn’t do all of that.
What if I already have a will?
Great starting point. We’ll review it against your current life — because outdated documents can cause just as many problems as none at all.
Your Family Deserves a Plan, Not a Guessing Game
Or book your Money Doctor Diagnostic session directly: 301-304-7355